CARFAX - Highway Loss Data Institute

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Glossary
Injury Index: The Injury ratings represent the frequency of insurance claims filed for injuries occurring in insured vehicles. All losses are stated in relative terms, with 100 representing the average injury rating for all cars.

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Glossary
Theft Index and Collision Index: Collision and Theft ratings are a measure of the average loss claims per insured vehicle year. All losses are stated in relative terms, with 100 representing the average collision and theft rating for all cars.

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